:root {
  --ink: #0f172a;
  --ink-strong: #0b1220;
  --muted: #5a6473;

  --surface: #ffffff;
  --surface-alt: #edf3f7;
  --surface-soft: #f7fafc;

  --border: rgba(15, 23, 42, 0.1);
  --border-strong: rgba(15, 23, 42, 0.18);

  --radius: 12px;

  --transition:
    background 0.2s ease, color 0.2s ease, border-color 0.2s ease,
    box-shadow 0.2s ease, transform 0.2s ease;

  --section-pad-y: 1.5rem;
  --hero-pad-y: 3.2rem;

  --link: var(--ink-strong);
  --link-hover: var(--brand-accent-hover);

  --chart-bg: #ffffff;
  --chart-grid: rgba(15, 23, 42, 0.08);
  --chart-axis: rgba(15, 23, 42, 0.7);
  --chart-marker: rgba(15, 23, 42, 0.2);

  --brand-header-bg: #0b1f36;
  --brand-header-text: #ffffff;

  --brand-accent: #444444;
  --brand-accent-hover: #333333;
  --brand-focus-ring: rgba(0, 0, 0, 0.2);

  --brand-primary: var(--brand-header-bg);
  --brand-primary-text: var(--brand-header-text);

  --btn-bg: var(--brand-accent);
  --btn-bg-hover: var(--brand-accent-hover);

  --export-a: var(--ink-strong);
  --export-b: var(--ink-strong);

  --scenario-a-color: var(--brand-primary);
  --scenario-b-color: var(--brand-accent);

  --data-a-line: #0f172a;
  --data-a-fill: rgba(15, 23, 42, 0.08);

  --data-b-line: #64748b;
  --data-b-fill: rgba(100, 116, 139, 0.08);

  --delta-bg: var(--surface-alt);
  --delta-soft-bg: var(--surface-soft);
  --delta-border: var(--border);

  --delta-a-bg: rgba(15, 23, 42, 0.04);
  --delta-a-border: rgba(15, 23, 42, 0.14);

  --delta-b-bg: rgba(15, 23, 42, 0.04);
  --delta-b-border: rgba(15, 23, 42, 0.14);

  --text-primary: var(--ink-strong);
  --text-secondary: var(--muted);
  --text-strong: var(--ink-strong);

  --surface-base: var(--surface);
  --surface-muted: var(--surface-alt);
  --surface-soft-role: var(--surface-soft);

  --border-subtle: var(--border);
  --border-stronger: var(--border-strong);

  --action-primary: var(--brand-accent);
  --action-primary-hover: var(--brand-accent-hover);

  --header-bg: var(--brand-primary);
  --header-text: var(--brand-primary-text);

  --header-overlay: rgba(255, 255, 255, 0.14);
  --header-overlay-strong: rgba(255, 255, 255, 0.18);
  --header-border-subtle: rgba(255, 255, 255, 0.1);
  --header-focus-ring: rgba(255, 255, 255, 0.28);

  --chart-surface: var(--chart-bg);
  --chart-grid-role: var(--chart-grid);
  --chart-axis-role: var(--chart-axis);

  --delta-surface: var(--delta-bg);
  --delta-text: var(--ink-strong);

  --white: var(--surface);
  --background-light: var(--surface-soft);
  --section-alt: var(--surface-alt);

  --text-dark: var(--ink-strong);
  --text-gray: var(--muted);

  --primary-navy: var(--ink-strong);
  --primary-emerald: var(--brand-accent);
  --primary-hover: var(--brand-accent-hover);

  --navy: var(--ink-strong);
  --emerald: var(--brand-accent);
  --emerald-hover: var(--brand-accent-hover);

  --grey-light: var(--surface-soft);

  --accent-line: rgba(15, 23, 42, 0.18);
  --accent-line-strong: rgba(15, 23, 42, 0.3);
}

@media (max-width: 600px) {
  :root {
    --hero-pad-y: 2.4rem;
    --section-pad-y: 1.85rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
html {
  color-scheme: light;
  -webkit-text-size-adjust: 100%;
  height: 100%;
  overflow-x: hidden;
}

body {
  min-height: 100%;
  overflow-x: hidden;
  position: relative;

  margin: 0;
  font-family:
    "Inter",
    system-ui,
    -apple-system,
    Segoe UI,
    Roboto,
    Arial,
    sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

a {
  color: inherit;
  text-decoration: none;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.skip-link:focus {
  left: 12px;
  top: 12px;
  width: auto;
  height: auto;
  padding: 10px 12px;
  display: inline-block;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: 10px;
  z-index: 9999;
}

.container {
  width: 90%;
  max-width: 1080px;
  margin: 0 auto;
}
.centered-wide {
  max-width: 960px;
  margin: 0 auto;
}
.reading {
  max-width: 820px;
  margin: 0 auto;
}

.header {
  background: var(--header-bg);
  color: var(--header-text);
  padding: 1rem 0;
  border-bottom: 2px solid var(--header-border-subtle);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
  position: sticky;
  top: 0;
  z-index: 2000;
  min-height: 60px;
}

.header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  position: relative;
}

[data-brand-logo],
[data-brand-logo] * {
  transition: none !important;
}

.nav-logo {
  height: 36px;
  width: 36px;
  margin-right: 8px;
  border-radius: var(--radius);
  object-fit: contain;
  display: block;
  aspect-ratio: 1 / 1;
  contain: paint;
}

.brand-row {
  display: flex;
  align-items: center;
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--brand-primary-text);
  text-decoration: none;
  border-radius: 12px;
}

.brand-row:focus {
  outline: none;
}
.brand-row:focus-visible {
  box-shadow: 0 0 0 3px var(--header-focus-ring);
}

.nav {
  display: flex;
  gap: 14px;
  align-items: center;
  flex-wrap: nowrap;
  justify-content: flex-end;
}

.nav a {
  position: relative;
  display: inline-flex;
  align-items: center;
  padding: 8px 10px;
  border-radius: 10px;
  border: 1px solid transparent;
  font-weight: 800;
  color: var(--brand-primary-text);
  line-height: 1.1;
  transition:
    background 0.2s ease,
    border-color 0.2s ease,
    transform 0.2s ease;
}

.nav a:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--header-focus-ring);
  border-color: var(--brand-accent);
}

.menu {
  display: none;
  background: transparent;
  border: 0;
  color: var(--brand-primary-text);
  font-size: 1.55rem;
  line-height: 1;
  padding: 10px 12px;
  border-radius: 12px;
  cursor: pointer;
  transition: background 0.2s ease;
}

.menu:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--header-focus-ring);
}

.nav a[aria-current="page"] {
  background: var(--header-overlay);
  border-color: var(--header-overlay-strong);
}

/* Tap / click feedback (works on desktop + mobile) */
.nav a:active {
  transform: translateY(1px);
  background: var(--header-overlay);
  border-color: var(--header-overlay-strong);
}

/* Desktop-only hover (prevents “sticky hover” on touch devices) */
@media (hover: hover) and (pointer: fine) {
  .nav a:hover {
    transform: translateY(-1px);
    background: var(--header-overlay);
    border-color: var(--header-overlay-strong);
  }
}

@media (hover: hover) and (pointer: fine) {
  .scn-tab:not(.is-active):hover {
    transform: translateY(-1px);
    background: rgba(15, 23, 42, 0.06);
    border-color: var(--border-strong);
  }
}

@media (max-width: 768px) {
  .menu {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .nav {
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    display: none;
    flex-direction: column;
    gap: 6px;
    padding: 10px;
    min-width: 200px;
    background: var(--header-bg);
    border: 1px solid var(--header-overlay-strong);
    border-radius: 14px;
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.22);
    z-index: 3000;
  }

  .nav.active {
    display: flex;
  }

  .nav a {
    width: 100%;
    padding: 10px 12px;
    border-radius: 12px;
    justify-content: flex-start;
  }
}

.section {
  padding: var(--section-pad-y) 0;
}

.hero-offwhite {
  background: var(--section-alt);
  padding-top: var(--hero-pad-y);
  padding-bottom: calc(var(--hero-pad-y) + 0.1rem);
  border-bottom: 1px solid var(--border);
}

.hero-offwhite > .container {
  text-align: center;
}

.hero-center {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.hero-offwhite h1 {
  margin: 0 0 1.35rem;
  color: var(--ink-strong);
  line-height: 1.12;
  letter-spacing: -0.01em;
}

.section-intro {
  margin: 0 auto 1.05rem;
  max-width: 760px;
  color: var(--text-gray);
  line-height: 1.72;
  font-size: 1.05rem;
}

.disclaimer-small {
  max-width: 720px;
  margin: 0.25rem auto 0;
  opacity: 0.88;
  color: #6b7280;
  font-size: 0.92rem;
  line-height: 1.7;
}

.hero-offwhite + .section,
.hero-offwhite + .calculator-section {
  padding-top: calc(var(--section-pad-y) + 1.75rem);
}

.muted {
  color: var(--text-gray);
}
.mini-muted {
  color: var(--text-gray);
  line-height: 1.7;
  font-size: 0.92rem;
}

.reading p {
  margin: 0 0 1.15rem;
  line-height: 1.75;
  color: var(--text-gray);
}
.reading p:last-child {
  margin-bottom: 0;
}
.reading ul {
  margin: 0.75rem 0 1.25rem;
  padding-left: 1.15rem;
}
.reading ol {
  margin: 0.75rem 0 1.25rem;
  padding-left: 1.25rem;
  list-style-position: outside;
}
.reading li {
  margin: 0.35rem 0;
}
.reading li::marker {
  font-weight: 600;
}
.reading h2 {
  margin: 0 0 0.85rem;
  color: var(--text-dark);
  letter-spacing: -0.01em;
  line-height: 1.2;
}

.reading h2::after {
  content: "";
  display: block;
  width: 48px;
  height: 3px;
  margin-top: 10px;
  background: var(--accent-line);
  border-radius: 999px;
}

.reading h3 {
  margin: 1.1rem 0 0.35rem;
  color: var(--ink-strong);
  letter-spacing: -0.01em;
  line-height: 1.25;
}

.def-grid {
  margin: 0.75rem 0 0;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: var(--surface);
  overflow: hidden;
}

.def-row {
  display: grid;
  grid-template-columns: minmax(170px, 240px) 1fr;
  gap: 16px;
  padding: 14px 16px;
  border-top: 1px solid var(--border);
  align-items: stretch;
}

.def-row:first-child {
  border-top: 0;
}

.def-row dt {
  align-self: center;
  font-weight: 900;
  color: var(--ink-strong);
  letter-spacing: -0.01em;
  line-height: 1.25;

  background: rgba(11, 31, 54, 0.03);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 10px 12px;

  display: flex;
  align-items: center;
  min-height: 44px;
}

.def-row dd {
  align-self: center;
  margin: 0;
  color: var(--text-gray);
  line-height: 1.65;
}

@media (max-width: 520px) {
  .def-row {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 14px 14px;
  }
  .def-row dt {
    min-height: 40px;
  }
  .def-row dd {
    align-self: start;
  }
}

main a:not(.btn):not(.card):not(.brand-row):not(.nav-logo),
.reading a:not(.btn):not(.card) {
  color: var(--ink-strong);
  text-decoration: underline;
  text-decoration-color: rgba(15, 23, 42, 0.3);
  text-underline-offset: 3px;
  font-weight: 650;
  transition:
    color 0.2s ease,
    text-decoration-color 0.2s ease;
}

main a:not(.btn):not(.card):hover,
main a:not(.btn):not(.card):focus,
.reading a:not(.btn):not(.card):hover,
.reading a:not(.btn):not(.card):focus {
  color: var(--brand-accent);
  text-decoration-color: rgba(15, 23, 42, 0.35);
}

main a:not(.btn):not(.card):focus-visible,
.reading a:not(.btn):not(.card):focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
  border-radius: 6px;
}

.calculator-section {
  padding: 44px 0 10px;
}
.calc-wrap {
  max-width: 980px;
  margin: 0 auto;
}
.text-wrap {
  max-width: 820px;
  margin: 0 auto;
}
.text-wrap > :first-child {
  margin-top: 0;
}

.shell {
  margin-top: 16px;
  margin-bottom: 18px;
  background: var(--section-alt);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.06);
}

.two-col {
  display: grid;
  gap: 12px;
  grid-template-columns: 1fr 1fr;
  align-items: start;
}
.two-col + .two-col {
  margin-top: 20px;
}

.form-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
  min-width: 0;
}

.form-row label {
  font-weight: 750;
  color: var(--ink-strong);
  line-height: 1.25;
}

.input-help {
  font-size: 0.92rem;
  color: var(--text-gray);
  line-height: 1.55;
  margin-top: 6px;
}

.mini-input {
  width: 100%;
  height: 46px;
  padding: 10px 12px;
  border: 1px solid var(--border-strong);
  border-radius: 12px;
  font-size: 1rem;
  background-color: #f9f9fb;
  color: var(--ink-strong);
  display: block;
  margin: 0;
  font-family: inherit;
  line-height: 1.2;
  transition: none;
}

.mini-input::placeholder {
  color: rgba(90, 100, 115, 0.8);
}

.mini-input:focus,
.mini-input:focus-visible {
  outline: none;
  border-color: var(--brand-accent);
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
  background-color: #fff;
}

.mini-input:disabled,
.mini-input.is-disabled {
  opacity: 1;
  cursor: not-allowed;
  background: rgba(15, 23, 42, 0.06);
  border-color: var(--border-strong);
  color: rgba(15, 23, 42, 0.75);
}

.mortgage-page input,
.mortgage-page select,
.mortgage-page textarea {
  font-size: 16px;
}

.divider {
  height: 1px;
  background: var(--border);
  border-radius: 999px;
  margin: 18px 0;
}

.tax-note {
  margin: 10px 0 16px;
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.6;
}

.btn-row {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.btn {
  font-size: 0.95rem;
  font-weight: 850;
  padding: 10px 14px;
  min-height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
  border: none;
  border-radius: var(--radius);
  text-decoration: none;
  cursor: pointer;
  background: var(--btn-bg, var(--emerald));
  color: #ffffff;
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.15);
  -webkit-tap-highlight-color: transparent;
  -webkit-touch-callout: none;
  touch-action: manipulation;
  user-select: none;
  transition:
    transform 120ms ease,
    filter 120ms ease,
    box-shadow 120ms ease,
    background 120ms ease;
}

.btn:active {
  transform: translateY(1px);
  filter: none;
}

@media (hover: none) and (pointer: coarse) {
  .btn:active {
    transform: translateY(2px) scale(0.99);
    filter: none;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.12);
  }
}

.btn:focus {
  outline: none;
}
.btn:focus-visible {
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
}
.btn:focus:not(:focus-visible) {
  box-shadow: none;
}

.btn.navy {
  background: var(--brand-primary);
  color: #ffffff !important;
  border: none;
  border-radius: 10px;
}

.btn.navy:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
}
.btn.navy:focus:not(:focus-visible) {
  box-shadow: none;
}

.btn.accent {
  background: var(--btn-bg, var(--brand-accent));
  color: #ffffff !important;
  border: none;
}

@media (hover: hover) and (pointer: fine) {
  .btn.accent:hover {
    background: var(--btn-bg-hover, var(--brand-accent-hover));
    color: #ffffff !important;
  }
}

.btn.alt {
  background: #ffffff;
  color: var(--navy);
}

.btn.ghost {
  background: var(--surface);
  color: var(--navy);
  border: 1px solid var(--border-strong);
  box-shadow: none;
}

.btn.small {
  padding: 0.5rem 1rem;
  font-size: 0.9rem;
  min-height: 40px;
}

@media (hover: none) and (pointer: coarse) {
  .btn,
  .nav a,
  .menu,
  .scn-tab {
    -webkit-tap-highlight-color: transparent;
  }

  .btn {
    transition:
      transform 120ms ease,
      filter 120ms ease,
      box-shadow 120ms ease;
  }
}

.btn.is-pressed,
.scn-tab.is-pressed {
  transform: translateY(1px);
  filter: none;
}

.scn-tab.is-active:hover,
.scn-tab.is-active:active,
.scn-tab.is-active:focus,
.scn-tab.is-active:focus-visible {
  background: var(--brand-primary);
  color: #fff;
  border-color: var(--brand-primary);
  box-shadow: none;
  transform: none;
  filter: none;
}

.error-shell {
  margin-top: 12px;
  background: var(--surface);
  border: 1px solid rgba(192, 57, 43, 0.22);
  border-radius: 14px;
  padding: 12px;
  color: #7a2b21;
  line-height: 1.6;
  display: none;
}

.error-shell ul,
.error-shell ol {
  margin: 8px 0 0;
  padding-left: 1.15rem;
  list-style-position: inside;
}

.error-shell li {
  margin: 6px 0;
}

.field-error {
  border-color: rgba(192, 57, 43, 0.55) !important;
  box-shadow: 0 0 0 3px rgba(192, 57, 43, 0.18) !important;
  background: #fff !important;
}

.warn-shell {
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: 10px;
  background: #f5f7fa;
  border: 1px solid var(--border-strong);
  color: #0b1f36;
  font-size: 0.95rem;
}
.warn-shell strong {
  font-weight: 650;
}

.warn-shell ul,
.warn-shell ol {
  margin: 8px 0 0;
  padding-left: 1.25rem;
  list-style-position: outside;
}

.warn-shell li {
  margin: 6px 0;
}

.viz-grid {
  display: none;
  grid-template-columns: 1fr;
  gap: 12px;
  align-items: start;
  margin-top: 12px;
}
.viz-grid.is-visible {
  display: grid;
}

.viz-top,
.viz-bottom {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  align-items: start;
}

#cardClientSummary {
  grid-row: 1;
}
#cardKeyResults {
  grid-row: 2;
}
#compareRow {
  grid-row: 3;
}

.viz-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 12px;
  overflow: hidden;
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.05);
}

.viz-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 10px;
}

.viz-title {
  font-size: 1.15rem;
  color: var(--navy);
  letter-spacing: -0.01em;
}

.viz-title::after {
  content: "";
  display: block;
  width: 44px;
  height: 3px;
  margin-top: 8px;
  background: var(--accent-line);
  border-radius: 999px;
}

.viz-sub {
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.6;
  margin-top: 4px;
  max-width: 760px;
}

.pill {
  border: 1px solid var(--border);
  background: var(--section-alt);
  color: var(--navy);
  border-radius: 999px;
  padding: 8px 10px;
  font-weight: 850;
  font-size: 0.92rem;
  white-space: nowrap;
}

.pill-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  align-items: center;
}
.pill-row .pill {
  line-height: 1;
}

.kpi-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 10px;
}

.kpi {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 12px;
  text-align: left;
}

.kpi .label {
  font-weight: 850;
  color: var(--navy);
  font-size: 0.9rem;
}

.kpi .value {
  font-weight: 950;
  color: var(--navy);
  font-size: 1.25rem;
  margin-top: 4px;
}

.kpi .sub {
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.5;
  margin-top: 4px;
}

.results-note {
  margin-top: 12px;
  border: 1px solid var(--border);
  background: var(--section-alt);
  border-radius: 14px;
  padding: 12px;
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.65;
}

.scrub {
  margin-top: 10px;
  border: 1px solid var(--border);
  background: var(--section-alt);
  border-radius: 14px;
  padding: 10px 12px;
}

.scrub-top {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  align-items: start;
  margin-bottom: 8px;
}

.scrubLabel {
  min-width: 0;
  color: var(--navy);
  font-weight: 850;
  line-height: 1.2;
}

.scrubHint {
  justify-self: end;
  text-align: right;
  white-space: nowrap;
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.2;
}

.monthRange {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 999px;

  background: linear-gradient(
    to right,
    var(--range-fill) 0%,
    var(--range-fill) var(--range-pct),
    var(--range-rest) var(--range-pct),
    var(--range-rest) 100%
  );

  accent-color: var(--emerald);
  outline: none;
  box-shadow: none;
  filter: none;

  touch-action: pan-x;
  -webkit-tap-highlight-color: transparent;
  --range-pct: 0%;
  --range-fill: var(--emerald);
  --range-rest: rgba(11, 31, 54, 0.14);
}

.monthRange:hover,
.monthRange:active,
.monthRange:focus,
.monthRange:focus-visible {
  outline: none !important;
  box-shadow: none !important;
  filter: none !important;
}

.monthRange::-webkit-slider-runnable-track {
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 999px;
  background: linear-gradient(
    to right,
    var(--range-fill) 0%,
    var(--range-fill) var(--range-pct),
    var(--range-rest) var(--range-pct),
    var(--range-rest) 100%
  );
}

.monthRange::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 999px;

  background: var(--emerald);
  border: 0;
  box-shadow: 0 2px 6px rgba(11, 31, 54, 0.18);
  margin-top: -6px;
}

.monthRange:hover::-webkit-slider-thumb,
.monthRange:active::-webkit-slider-thumb,
.monthRange:focus::-webkit-slider-thumb {
  background: var(--emerald);
  box-shadow: 0 2px 6px rgba(11, 31, 54, 0.18);
  filter: none;
}

.monthRange::-moz-range-track {
  height: 6px;
  border-radius: 999px;
  background: rgba(11, 31, 54, 0.14);
}

.monthRange::-moz-range-progress {
  height: 6px;
  border-radius: 999px;
  background: var(--emerald);
}

.monthRange::-moz-range-thumb {
  width: 18px;
  height: 18px;
  border-radius: 999px;
  background: var(--emerald);
  border: 0;
  box-shadow: 0 2px 6px rgba(11, 31, 54, 0.18);
}

.monthRange::-moz-focus-outer {
  border: 0;
}

.canvas-wrap {
  position: relative;
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: visible;
  background: var(--surface);
  margin-top: 10px;
  aspect-ratio: 16 / 9;
  min-height: 220px;
}

@media (max-width: 768px) {
  .canvas-wrap {
    min-height: 260px;
  }
}

@supports not (aspect-ratio: 16 / 9) {
  .canvas-wrap {
    height: 0;
    padding-bottom: 56.25%;
  }
  .canvas-wrap canvas {
    position: absolute;
    inset: 0;
  }
}

canvas {
  display: block;
  width: 100%;
  height: 100%;
}

.tooltip {
  position: absolute;
  left: 0;
  top: 0;
  max-width: min(320px, calc(100% - 20px));
  white-space: normal;
  overflow-wrap: anywhere;
  word-break: break-word;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 10px 10px;
  color: var(--navy);
  font-weight: 800;
  font-size: 0.92rem;
  line-height: 1.5;
  box-shadow: 0 10px 24px rgba(11, 31, 54, 0.1);
  opacity: 0;
  pointer-events: none;
  transform: translate(-9999px, -9999px);
  transition: opacity 0.12s ease;
  z-index: 5;
}
.tooltip.is-visible {
  opacity: 1;
}

.tooltip-below {
  display: none; /* hidden by default (desktop uses hover tooltips) */
  margin-top: 10px;
  border: 1px solid var(--border);
  background: var(--section-alt);
  border-radius: 14px;
  padding: 10px 12px;
  color: var(--navy);
  font-weight: 800;
  font-size: 0.92rem;
  line-height: 1.5;
}

.tooltip-below strong {
  display: block;
  margin-bottom: 6px;
  color: var(--navy);
  font-weight: 900;
}

/* Mobile: show between graph and slider */
@media (hover: none) and (pointer: coarse) {
  .tooltip-below {
    display: block;
  }

  /* On mobile we don't want the overlay tooltip competing visually */
  .canvas-wrap .tooltip {
    display: none !important;
  }
}

.tip {
  margin-top: 10px;
  color: var(--text-gray);
  font-size: 0.92rem;
  line-height: 1.65;
  border-left: 3px solid var(--accent-line-strong);
  padding-left: 10px;
}

.tip-desktop {
  display: block;
}
.tip-mobile {
  display: none;
}

.month-inspector .inspector {
  margin-top: 10px;
  display: grid;
  gap: 10px;
}

.month-inspector .scrub {
  margin-top: 12px;
}

.month-inspector .tip {
  margin-top: 12px;
}

.mini-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--surface);
}

.mini-row .left {
  color: var(--text-gray);
  font-weight: 750;
}

.mini-row .right {
  color: var(--navy);
  font-weight: 900;
}

.scenario-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 14px;
}

.scenario-tabs {
  display: inline-flex;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 4px;
  gap: 6px;
}

.scn-tab {
  appearance: none;
  border: 1px solid transparent;
  background: transparent;
  color: var(--navy);
  border-radius: 999px;
  padding: 10px 12px;
  font-weight: 850;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 40px;
  line-height: 1;
  height: 100%;
  min-height: 0;
  cursor: pointer;
  transition:
    background 0.2s ease,
    border-color 0.2s ease,
    transform 0.2s ease;
}

.scn-tab:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
  border-color: var(--brand-accent);
}

.scn-tab.is-active {
  background: var(--brand-primary);
  color: #fff;
  border-color: var(--brand-primary);
}

.scenario-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.compare-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
  background: var(--surface);
  max-width: 100%;
  table-layout: fixed;
}

.compare-table th,
.compare-table td {
  padding: 10px 12px;
  text-align: left;
  border-bottom: 1px solid var(--border);
  font-weight: 800;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.compare-table th {
  background: var(--section-alt);
  color: var(--navy);
}

.compare-table td {
  background: var(--surface);
  color: var(--navy);
  font-weight: 750;
}

.compare-table tr:last-child td {
  border-bottom: none;
}

.compare-table th:first-child,
.compare-table td:first-child {
  text-align: left;
}

.compare-table th:nth-child(2),
.compare-table th:nth-child(3),
.compare-table th:nth-child(4),
.compare-table td:nth-child(2),
.compare-table td:nth-child(3),
.compare-table td:nth-child(4) {
  text-align: center;
}

.toggle-group {
  width: 100%;
  max-width: 520px;
  margin: 18px auto 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
}

.toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  cursor: pointer;
  user-select: none;
  width: 100%;
}

.toggle input {
  position: absolute;
  opacity: 0;
  width: 1px;
  height: 1px;
}

.toggle-track {
  width: 46px;
  height: 26px;
  border-radius: 999px;
  background: rgba(11, 31, 54, 0.14);
  border: 1px solid var(--border-strong);
  position: relative;
  flex: 0 0 auto;
  transition:
    background 160ms ease,
    border-color 160ms ease,
    box-shadow 160ms ease;
}

.toggle-track::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 3px;
  width: 20px;
  height: 20px;
  border-radius: 999px;
  transform: translateY(-50%);
  background: var(--surface);
  border: 1px solid var(--border-strong);
  box-shadow: 0 2px 8px rgba(11, 31, 54, 0.14);
  transition: transform 160ms ease;
}

.toggle input:checked + .toggle-track {
  background: var(--brand-accent);
  border-color: var(--brand-accent);
}

.toggle input:checked + .toggle-track::after {
  transform: translate(20px, -50%);
}

.toggle input:focus-visible + .toggle-track {
  outline: none;
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
  border-color: var(--brand-accent);
}

.toggle-label {
  flex: 0 1 auto;
  min-width: 0;
  font-weight: 800;
  color: var(--navy);
  text-align: left;
  white-space: nowrap;
}

.toggle,
.toggle * {
  -webkit-tap-highlight-color: transparent;
}

.mobile-only {
  display: none;
}
@media (max-width: 768px) {
  .mobile-only {
    display: block;
  }
  .tip-mobile {
    display: block;
  }
  .tip-desktop {
    display: none;
  }
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.inline-confirm {
  margin-top: 12px;
  padding: 12px;
  border: 1px solid var(--border-strong);
  background: rgba(15, 23, 42, 0.04);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.inline-confirm__actions {
  display: flex;
  gap: 10px;
}
#clearConfirm[hidden] {
  display: none !important;
}

.footer {
  background: var(--brand-primary);
  color: var(--brand-primary-text);
  text-align: center;
  padding: 32px 18px;
  border-top: 2px solid var(--brand-accent);
  margin-top: 36px;
}

.footer .trust-note {
  margin: 0 0 10px;
  color: var(--brand-primary-text);
  opacity: 0.95;
  font-weight: 750;
  text-align: center;
}

.footer .disclaimer {
  margin: 0 0 10px;
  color: var(--brand-primary-text);
  opacity: 0.78;
  font-size: 0.92rem;
  line-height: 1.6;
  text-align: center;
  max-width: 980px;
  margin-left: auto;
  margin-right: auto;
}

.footer small {
  display: block;
  text-align: center;
  color: var(--brand-primary-text);
  opacity: 0.78;
}

@media (max-width: 520px) {
  .btn-row {
    display: grid;
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .btn {
    width: 100%;
    min-width: 0;
  }
  .kpi-grid {
    grid-template-columns: 1fr;
  }
  .toggle-label {
    white-space: normal;
  }
}

@media (max-width: 860px) {
  .calculator-section {
    padding-top: 34px;
  }
  .shell {
    padding: 18px;
  }
  .two-col {
    grid-template-columns: 1fr;
    gap: 14px;
  }
}

@media (max-width: 420px) {
  .container {
    width: 92%;
  }
  .shell {
    padding: 16px;
  }
  .mini-input {
    height: 44px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .btn {
    transition: none;
  }
  .tooltip {
    transition: none;
  }
}

@media (max-width: 860px) {
  .mini-input {
    -webkit-appearance: none;
    appearance: none;
    padding-left: 14px;
    padding-right: 14px;
    -webkit-padding-start: 14px;
    -webkit-padding-end: 14px;
    text-align: left;
    text-indent: 0;
    letter-spacing: 0;
    background-clip: padding-box;
  }
}

@media (min-width: 861px) {
  .viz-top {
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
    align-items: start;
  }

  #cardClientSummary {
    grid-row: 1;
  }
  #cardKeyResults {
    grid-row: 2;
  }
  #compareRow {
    grid-row: 3;
  }
}

.clientsum {
  padding: 2px 0;
}

.clientsum__title {
  font-weight: 850;
  color: var(--navy);
  letter-spacing: -0.01em;
  font-size: 1.05rem;
}

.clientsum__hero {
  margin-top: 8px;
  text-align: center;
  font-weight: 950;
  color: var(--navy);
  font-size: 2.05rem;
  line-height: 1.08;
}

.clientsum__note {
  margin-top: 6px;
  text-align: center;
  color: var(--text-gray);
  font-size: 0.95rem;
  line-height: 1.6;
}

.clientsum__rule {
  height: 1px;
  background: var(--border);
  border-radius: 999px;
  margin: 14px 0 12px;
}

.clientsum__grid {
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
  background: #fff;
}

.clientsum__row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  padding: 10px 12px;
  border-top: 1px solid var(--border);
}

.clientsum__row--head {
  border-top: 0;
  background: var(--section-alt);
}

.clientsum__cell {
  color: var(--navy);
  font-weight: 650;
  font-size: 0.95rem;
}

.clientsum__cell--item {
  color: rgba(11, 31, 54, 0.82);
}

.clientsum__cell--amt {
  text-align: right;
  font-variant-numeric: tabular-nums;
  color: rgba(11, 31, 54, 0.92);
}

.clientsum__meta {
  margin-top: 10px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.clientsum__metaItem {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 12px;
  background: rgba(11, 31, 54, 0.02);
  border: 1px solid var(--border);
  color: rgba(11, 31, 54, 0.84);
  font-weight: 650;
  font-size: 0.92rem;
}

.clientsum__metaItem span:last-child {
  color: rgba(11, 31, 54, 0.92);
  font-variant-numeric: tabular-nums;
}

@media (max-width: 520px) {
  .clientsum__hero {
    font-size: 1.75rem;
  }
  .clientsum__meta {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 520px) {
  .scenario-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    width: 100%;
  }

  #btnDupToB {
    grid-column: 1 / -1;
  }
}

@media (max-width: 520px) {
  .scenario-actions .btn {
    width: 100%;
  }
}

@media (hover: hover) and (pointer: fine) {
  .btn:not(.export-btn):hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
    background: var(--btn-bg-hover, var(--emerald-hover));
  }

  .btn.navy:hover {
    background: var(--brand-primary);
    color: #ffffff !important;
  }

  .btn.alt:not(.export-btn):hover {
    background: #ffffff;
    color: var(--navy);
  }

  .btn.ghost:not(.export-btn):hover {
    background: var(--surface);
    color: var(--navy);
    border-color: rgba(11, 31, 54, 0.45);
    transform: translateY(-1px);
  }
}

@media (hover: none) and (pointer: coarse) {
  .tooltip {
    transition: opacity 0.1s ease;
    max-width: calc(100% - 20px);
    padding: 8px 9px;
    font-size: 0.86rem;
    line-height: 1.4;
  }

  .tooltip.is-pinned {
    left: auto !important;
    right: 10px !important;
    top: 10px !important;
    bottom: auto !important;
    transform: translate(0, 0) !important;

    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;

    padding: 0 !important;
    max-width: min(260px, calc(100% - 20px)) !important;
    text-align: right !important;

    white-space: normal;
    overflow-wrap: anywhere;
    word-break: break-word;
    text-shadow: 0 1px 2px rgba(255, 255, 255, 0.9);
  }

  .tooltip.is-pinned strong {
    display: block;
    font-size: 0.88rem;
  }

  .tooltip.is-pinned div,
  .tooltip.is-pinned span {
    display: block;
    opacity: 0.92;
  }
}

/* Mobile: charts are visual context only — no hover tooltips */
@media (hover: none) and (pointer: coarse) {
  .canvas-wrap canvas {
    pointer-events: none;
  }

  .tooltip {
    pointer-events: none;
  }
}

.viz-grid,
.viz-top,
.viz-bottom,
.viz-card,
#compareRow,
#compareRow * {
  max-width: 100%;
}

.viz-grid > *,
.viz-top > *,
.viz-bottom > *,
.viz-card,
.viz-head,
.pill-row,
.scenario-bar,
.scenario-actions {
  min-width: 0;
}

.canvas-wrap,
.canvas-wrap canvas {
  width: 100% !important;
  max-width: 100% !important;
  display: block;
}

.pill-row {
  flex-wrap: wrap;
}
.pill {
  max-width: 100%;
  white-space: normal;
}

#mobileDetailsToggle {
  display: none;
}

@media (max-width: 768px) {
  #mobileDetailsToggle {
    display: flex;
    justify-content: center;
    margin-top: 12px;
  }

  #mobileDetailsToggle .btn {
    width: 100%;
    max-width: 520px;
  }

  #mobileDetails.is-collapsed {
    display: none;
  }
  #mobileDetails.is-expanded {
    display: block;
  }

  .viz-card {
    min-height: 320px;
  }
  .viz-wrap {
    height: 280px;
  }
  .viz-wrap canvas {
    width: 100%;
    height: 100%;
    display: block;
  }
}

.scrub-top {
  align-items: flex-start;
}

.scrubLabel {
  min-height: 1.6em;
  line-height: 1.2;
}

.is-derived {
  background-color: rgba(11, 31, 54, 0.04);
  color: rgba(11, 31, 54, 0.75);
}

.scrub-local {
  display: none;
}
.month-inspector .scrub-local {
  display: block;
}
@media (max-width: 768px) {
  .viz-card .scrub-local {
    display: block;
  }
}

@media (max-width: 520px) {
  .scrub-top {
    grid-template-columns: 1fr;
    gap: 4px;
  }

  .scrubHint {
    justify-self: start;
    text-align: left;
    white-space: normal;
  }
}

.viz-card.month-inspector .scrub-top {
  grid-template-columns: 1fr;
}

.viz-card.month-inspector .scrubHint {
  justify-self: start;
  text-align: left;
  margin-top: 4px;
  white-space: normal;
}

.cmp__head {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  align-items: center;
  text-align: center;
}

.cmp__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.cmp__card {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px;
  background: var(--background-light);
}

.cmp__k {
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 10px;
  letter-spacing: 0.01em;
  font-size: 12px;
}

.cmp__ab {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.cmp__val {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 10px;
  border-radius: 10px;
  background: var(--surface);
  border: 1px solid var(--border);
  font-weight: 800;
  white-space: normal;
  overflow: visible;
  text-overflow: ellipsis;
}

.cmp__tag {
  font-size: 0.78rem;
  font-weight: 900;
  color: var(--text-gray);
  letter-spacing: 0.02em;
}

.cmp__delta {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid var(--border);
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  font-weight: 900;
}

.cmp__delta::before {
  content: "Δ (B−A)";
  font-size: 0.78rem;
  font-weight: 900;
  color: var(--text-gray);
  letter-spacing: 0.02em;
}

#compareMobile {
  display: none;
}
#compareTable {
  display: block;
}

@media (max-width: 768px) {
  #compareTable {
    display: none !important;
  }
  #compareMobile {
    display: block !important;
  }

  .cmp__head {
    display: none !important;
  }

  .cmp__grid {
    grid-template-columns: 1fr !important;
    gap: 12px;
  }

  .cmp__val {
    white-space: normal;
  }
}

@media (min-width: 769px) {
  #compareTable {
    display: block !important;
  }
  #compareMobile {
    display: none !important;
  }
}

.form-label {
  font-weight: 750;
  color: var(--navy);
  line-height: 1.25;
}

button,
.btn {
  -webkit-tap-highlight-color: transparent;
}

.btn:focus {
  outline: none;
}

.btn:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px var(--brand-focus-ring);
}

/* Export groups (A / B) */
.export-row {
  margin-top: 12px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
  align-items: stretch;
}

.export-row .btn {
  min-height: 44px;
}

/* groups act like mini-flex rows so buttons stay paired */
.export-group {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
  align-items: stretch;
}

/* Default: show only active scenario exports.
   JS will apply one of these classes on <body> or .mortgage-page:
   .is-scn-a, .is-scn-b, .is-compare
*/
.mortgage-page:not(.is-compare).is-scn-a .export-group[data-export-group="B"] {
  display: none;
}
.mortgage-page:not(.is-compare).is-scn-b .export-group[data-export-group="A"] {
  display: none;
}
.mortgage-page.is-compare .export-group {
  display: flex;
}

/* Mobile layout */
@media (max-width: 768px) {
  .export-row {
    display: grid;
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .export-group {
    display: grid;
    grid-template-columns: repeat(2, minmax(220px, 1fr));
    gap: 10px;
    justify-content: center;
    align-items: stretch;
  }
  .export-group .btn {
    width: 100%;
  }
}

@media (max-width: 520px) {
  .export-group {
    grid-template-columns: 1fr;
  }
}

#btnExportAmortA {
  background: var(--export-a);
  border-color: var(--export-a);
  color: #fff;
}

#btnExportAmortA:active {
  transform: translateY(1px);
}

#btnExportAmortB {
  background: var(--export-b);
  border-color: var(--export-b);
  color: #fff;
}

/* Desktop/half-screen fix: kill any width:100% without touching mode visibility */
@media (min-width: 769px) {
  .export-row .btn,
  .export-group .btn {
    width: auto !important;
    max-width: none !important;
    flex: 0 0 auto !important;
  }
}

/* Client Summary — tasteful hierarchy (not shouty) */

.client-hero,
.clientsum__hero {
  margin-top: 10px;
  text-align: center;

  font-weight: 850;
  color: var(--navy);

  font-size: 1.78rem;
  line-height: 1.12;
  letter-spacing: -0.01em;

  font-variant-numeric: tabular-nums;
}

.client-hero-sub,
.clientsum__note {
  margin-top: 6px;
  text-align: center;
  color: var(--text-gray);
  font-size: 0.95rem;
  line-height: 1.55;
}

.clientsum__title {
  margin-bottom: 6px;
}

@media (max-width: 520px) {
  .client-hero,
  .clientsum__hero {
    font-size: 1.55rem;
    line-height: 1.14;
  }
  .client-hero-sub,
  .clientsum__note {
    font-size: 0.92rem;
  }
}

.clientsum__actions {
  display: flex;
  gap: 10px;
  margin: 10px 0 2px;
  flex-wrap: wrap;
}

.export-details {
  margin-top: 12px;
}
.export-summary {
  cursor: pointer;
  font-weight: 800;
}
.export-details[open] .export-row {
  margin-top: 10px;
}

.clientsum__actions {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 12px;
  margin-top: 14px;
}

.clientsum__actions .btn {
  min-width: 220px;
  text-align: center;
}

/* Interpretation */
.interp {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px;
}
.interp h3 {
  margin: 0 0 8px 0;
  font-size: 12px;
  letter-spacing: 0.2px;
  text-transform: uppercase;
  font-weight: 900;
}
.interp ul {
  margin: 0;
  padding-left: 16px;
}
.interp li {
  margin: 8px 0;
}
.interp li strong {
  display: block;
  font-size: 11px;
  margin-bottom: 2px;
}
.interp .note {
  margin-top: 10px;
}

.btn.emerald {
  background: var(--brand-accent);
  border-color: var(--brand-accent);
  color: #ffffff;
}

.btn.emerald:not(.export-btn):hover {
  background: var(--brand-accent-hover);
  border-color: var(--brand-accent-hover);
}

.export-btn {
  transition:
    transform 120ms ease,
    box-shadow 120ms ease;
}

/* Kill any global .btn hover/active color/filter effects for exports */
.export-btn:hover,
.export-btn:active {
  filter: none !important;
}

/* Desktop hover: motion only */
@media (hover: hover) and (pointer: fine) {
  .export-btn:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
  }
}

/* Press: motion only */
.export-btn:active {
  transform: translateY(1px);
  box-shadow: inherit;
}

@media (hover: hover) and (pointer: fine) {
  /* Prevent double-lift/shadow on export buttons */
  .btn.export-btn:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
  }
}

.chart-readout {
  margin-top: 10px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--surface);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.5;
}

.btn.neutral {
  background: #ffffff;
  color: var(--ink);
  border: 1px solid rgba(11, 31, 54, 0.18);
}
@media (hover: hover) and (pointer: fine) {
  .btn.neutral:hover {
    border-color: rgba(11, 31, 54, 0.28);
  }
}

#cardDeltaInsights {
  border: 1px solid var(--delta-border);
  background: var(--delta-soft-bg);
}

.delta-summary {
  margin-top: 10px;
  display: grid;
  gap: 12px;
}

.delta-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  padding: 12px;
  border: 1px solid var(--delta-border);
  border-radius: 14px;
  background: var(--delta-bg);
}

.delta-row .label {
  font-weight: 800;
}

.delta-row .value {
  font-weight: 900;
  font-variant-numeric: tabular-nums;
}

.delta-positive {
  color: var(--brand-accent);
}
.delta-negative {
  color: #b91c1c;
}
.delta-neutral {
  color: var(--text-gray);
}

#cardDeltaInsights ul {
  list-style: none;
  padding-left: 0;
  margin: 0;
}

#cardDeltaInsights li {
  position: relative;
  padding-left: 18px;
  margin: 8px 0;
}

#cardDeltaInsights li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--navy);
  font-weight: 900;
}

body,
.kpi .value,
.compare-table td,
.snap .v,
.delta-value {
  color: var(--ink-strong);
}

.compare-chart-label {
  margin-bottom: 10px;
}

.compare-chart-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--ink);
  display: flex;
  align-items: center;
  gap: 8px;
}

.compare-chart-title .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  display: inline-block;
}

.dot-a {
  background: var(--scenario-a-color);
}

.dot-b {
  background: var(--scenario-b-color);
}

#stackCompareGroup {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.compare-block {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.compare-chart-label {
  margin: 0;
}

.stack-scn-label {
  display: none !important;
}
html.is-compare-on .stack-scn-label {
  display: block !important;
}

#stackCompareGroup {
  display: none;
}

html.is-compare-on #stackCompareGroup {
  display: flex;
}
html.is-compare-on #singleStackGroup {
  display: none;
}

.meta-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

@media (max-width: 860px) {
  .meta-row {
    grid-template-columns: 1fr;
  }
}

/* Duplicate A → B: keep hover motion/shadow but prevent background darkening */
@media (hover: hover) and (pointer: fine) {
  #btnDupToB:hover {
    background: var(--btn-bg, var(--brand-accent)) !important;
    filter: none !important;
  }
}

html.brand-pending .brand-row {
  visibility: hidden;
}

html.brand-ready .brand-row {
  visibility: visible;
}

/* Export Amort buttons: force scenario theming (brand-driven) */
#btnExportAmortA.btn.export-btn {
  --btn-bg: var(--brand-primary);
  --btn-border: var(--brand-primary);
  background-color: var(--btn-bg) !important;
  border-color: var(--btn-border) !important;
  color: #fff !important;
}

#btnExportAmortB.btn.export-btn {
  --btn-bg: var(--brand-accent);
  --btn-border: var(--brand-accent);
  background-color: var(--btn-bg) !important;
  border-color: var(--btn-border) !important;
  color: #fff !important;
}

/* Export buttons: no hover darkening (keep only lift/shadow) */
@media (hover: hover) and (pointer: fine) {
  /* COLORED export buttons only (exclude white variants) */
  .btn.export-btn:not(.neutral):not(.alt):not(.ghost):hover,
  .btn.export-btn:not(.neutral):not(.alt):not(.ghost):active {
    background: var(--btn-bg) !important;
    border-color: var(--btn-border, var(--btn-bg)) !important;
    filter: none !important;
  }

  /* WHITE export buttons must stay white (neutral/alt/ghost) */
  .btn.export-btn.neutral:hover,
  .btn.export-btn.neutral:active,
  .btn.export-btn.alt:hover,
  .btn.export-btn.alt:active,
  .btn.export-btn.ghost:hover,
  .btn.export-btn.ghost:active {
    background: #ffffff !important;
    border-color: rgba(11, 31, 54, 0.18) !important;
    color: var(--ink-strong) !important;
    filter: none !important;
  }

  /* If you keep .btn.ghost styling, preserve it on hover too */
  .btn.export-btn.ghost:hover,
  .btn.export-btn.ghost:active {
    background: var(--surface) !important;
    border-color: rgba(11, 31, 54, 0.18) !important;
  }

  /* If navy export buttons exist, keep them navy */
  .btn.export-btn.navy:hover,
  .btn.export-btn.navy:active {
    background: var(--brand-primary) !important;
    border-color: var(--brand-primary) !important;
    filter: none !important;
  }
}

.btn.neutral.export-btn,
.btn.alt.export-btn,
.btn.ghost.export-btn {
  --btn-bg: #ffffff;
  --btn-border: rgba(11, 31, 54, 0.18);
}

/* Post-results editorial block: make it feel like product guidance, not blog content */
main > .section:last-of-type {
  padding-top: 2.2rem;
  padding-bottom: 2.4rem;
  border-top: 1px solid var(--border);
  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.02) 0%,
    rgba(15, 23, 42, 0) 100%
  );
}

main > .section:last-of-type .reading {
  max-width: 900px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 22px 22px 20px;
  box-shadow: 0 10px 28px rgba(15, 23, 42, 0.05);
}

main > .section:last-of-type .reading h2 {
  margin-bottom: 0.9rem;
}

main > .section:last-of-type .reading p {
  color: var(--text-secondary);
}

@media (max-width: 768px) {
  main > .section:last-of-type .reading {
    padding: 18px 16px 16px;
    border-radius: 16px;
  }
}